diff --git a/Finance Skill Tree/MakerSkillTree - finance.svg b/Finance Skill Tree/MakerSkillTree - finance.svg new file mode 100644 index 0000000..96d56ef --- /dev/null +++ b/Finance Skill Tree/MakerSkillTree - finance.svg @@ -0,0 +1,683 @@ 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 + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + Icons by Icons8.com + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + Use for individuals or as a group by picking a colour each and coloring in a part of the box. Everyone’s journey is different and you can + + + interpret the goals flexibly. The aim is to inspire you to learn and try new things. Not everything needs to be completed. + + + + CC BY-NC-SA 4.0 + + github.com/sjpiper145/MakerSkillTree + + + + + + + + + + Total Score + + + 1 tile = 1 point + + +Researchfrugal living forideas on saving moneyLearn howto save moneywith cooking at homeCancelunnecessarysubscriptionsSell things youdon’t needBrainstorm bigways to cut expenses,e.g., moving cities, selling carUpskill forbetter payResearch othercareer pathwaysUnderstandold age benefitsin your countryChange your careeror job for the betterMake a budgetLearn aboutcredit unions and banksAdd a portion of every paycheckto savingsSave threemonths worth ofexpensesFind ways tocut down on lifestylespendingLearn aboutlifestyle creepLearn aboutbrokerage andretirement accountsUse aretirement calculatorRun a MonteCarlo retirementsimulationUnderstandhow governmentpolicy affects your financesCreate financialgoalsCompare yourbudget to reality over timeCreate anemergency fundLearn about the risks of gamblingUnderstand what stocks and bonds areLearn aboutrisk diversificationUnderstandwhat target date,mutual and index funds areOpen abrokerage accountand investLearn aboutunions and collectivebargainingContributevoluntarily toretirement savingsOpen a bankacountTrack yourexpenses for a monthLearn tomaintain your things to ensure long term usee.g., sharpen knives,protect leatherLearn aboutcommon financialscamsLearn torecognize an MLMschemeLearn aboutcryptocurrencyscamsSet up a regular time to review bills, financial statementsand paystubsOpen a secondbank account ata different bankLearn howto open a simplesmall businessWrite a letterto a politician about a policy that affects your financesLearn aboutdifferent kinds ofinsuranceGet insurancethat’s right for youChange providersfor a better dealRight-size yourphone andinternet planRight-size yourinsuranceDonate toeffective charitiesTrack your networthLearn aboutdifferent kinds ofonline businessesStart a side hustlePay off a loanfor a car or houseOrganizeimportant documentsLearn aboutthe benefits and risksof credit cardsShred oldfinancial documentsReview yourcredit reportsLearn how creditscores are calculatedBuild goodcredit and monitorfor changesSave for asmall purchaseSet a savingsgoal for a big purchaseAchieve yoursavings goal for abig purchaseGet a loan fora car or houseLearn aboutchecking and savings accountsBuild goodhabits to avoid future problems e.g., cleaning teeth,using sunscreenUnderstandhow your income tax is calculatedSave receiptsfor tax timeLodge a taxreturnPay off adebtTeach a frienda finance skillLearn aboutestate planningCreate a willfinance \ No newline at end of file